Schedule or review an appointment with Connor T. MacIvor
If you want to schedule an appointment with me, Connor MacIvor, I have the link to our Real Estate Seminar Scheduling Calendar below:
I have been in the real estate representation business since 1998. I have represented thousands of home buyers and sellers. In the Santa Clarita Valley and elsewhere in Southern California.
I also have my full disclosure representation mantra, where all is known, that I know and conveyed to each of our real estate clients.
It’s not by mistake I have this philosophy. As a cop, I deduced people don’t like to have issues sugarcoated. They like it straight, as I deliver it.
If you have not met with me before, this is a great chance to see how real estate is done right.
If we have a history of communication together, this is a great way to keep up with my very busy calendar and keep yourself scheduled.
I’m Connor and I don’t take days off or vacation days. I’m here for our real estate clients and I’m proud to be of service to you and yours.
Please let me know how I may be of service and I promise to be there for you as if you are family!
A very different real estate agent
Being client-focused gives me a lot of new opportunity because of the steady referral stream from those happy real estate clients we have worked with in the past and present.
From my LAPD days, I learned the protect and serve concept. Or I should say that was my passion and code and I opined that the LAPD was going to be the best application.
After a horrible experience when buying our first home, we became Realtors on a mission.
I never wanted anything like what happened to Paris and me to happen to anyone else.
While I cannot represent other real estate agent’s clients. I can represent mine and protecting and serving their real estate needs with my relational real estate business.
When you choose to step forward and reach out to me to be your representative, I’ll take you by the hand “figuratively” and give you the best advice possible related to the current real estate market.
Covering the housing market unashamed
If it’s not the time to sell a home, I will tell you. If there are issues with buying real estate in the current market, I will tell you that.
Who would have thought that you could find someone that was being upfront and honest?
I will tell you, in most markets, for example, the best time to sell real estate is going to be in the period of the year during March and July. Those are the times in which real estate carries a premium and when more units are sold than any other time of year.
That is an example of some of the “sense” that I convey to my home sellers and buyers who are interested in real estate within the Santa Clarita Valley cities.
When it comes to home buyers, one of the most important things to consider is your payment and the type of loan you have on the home you are buying.
One of the last items that got the entire real estate and housing market into trouble had to do with the adjustable rate mortgages and those that had the balloon notes at the end requiring a mandatory refinance.
If the market would have continued the path to being more and more expensive, then those types of loans may have worked out depending on how much property values had increased.
Today, and even back then, I’m a fan of a 30 year fixed mortgage. I like it, I think it’s the best way to go for most home buyers. That way, if you, with your current income, not projected future income and not based on overtime which may go away, can afford the home payment, no matter what the housing market, you will be able to maintain your primary residence.
Who would have thought – what a simple process to owning real estate.
Also, a good realtor has to look at the state of the housing market. Back in the day before the fall of the last housing cycle, there were 100% financing option loans – This means that a person could buy a home without having to puy anything down. Like a zero downpayment home loan program. This was sort of like the loan a military veteran can get from the Veterans Administration – the zero down loan was awesome but did create something that may have caused that market to fall harder than necessary.
Without having equity in a real estate market, the housing market can teeter with just a little wind being added in the way of financial predictions or fluctuations in the stock market. When you have a real estate market with equity, those areas fall less and stay more robust when the little winds come.
Case in point, there is a particular area of homes that we were showing to our clients close to LAX, Los Angeles International Airport. These homes retained their value and I could not for the life of me explain to my clients why that was the case when everything surrounding this neighborhood was hit hard by the foreclosure market.
Upon further research, I discovered that those homes had a lot of equity. Most of the homeowners had been there for a long time, not using those homes to leverage anything. Their loans were nearly paid off and of the new home buyers, they had bought with large sum down loans, like in most cases 50% down. Those homes were equity protected from falling when the market became stressed and then collapsed.
Appointments at actual real estate offices
Something that has seemingly caught on has to do with the agents opening “Virtual Offices”. I know what they are trying to do. I get it. I have even listened to those agents justifying their not having a real office – they say it reduces their carbon footprint???
I just made myself laugh – Ok, here is the deal. When you are wanting to buy something as expensive and with as many moving parts such as real estate, you may want to take a breath and sit down to have that discussion with a professional in their office.
Of course, they could come to where you are. They could meet you at a Starbucks or at some other location, but to be able to sit in an actual office to get the intel on what it takes to buy and or sell real estate, that is where I know most people are in their thought process.
Not having an office seems very “temporary”. To me, that is not a point of comfort and does nothing to reassure me when I’m wanting to investigate buying or selling a high ticket item such as real estate.
I have been with my clients since 1998 and have stood strong no matter what the real estate market in the Santa Clarita Valley. When you are ready, reach out to me and I’ll take you to the best places and give you the best intel related to the current real estate and housing market. I’m Connor with HONOR and I’m glad to be of great service.