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    Self-Employed? Prepare to Buy Santa Clarita Real Estate

    Be prepared to buy Santa Clarita real estateBeing self employed requires solid preparation in order to buy Santa Clarita real estate.  Loans have no doubt become tougher to acquire in recent years and the days of no-doc loans appear to be a part of the past.  Recent changes to lending rules and regulations means that the self-employed are having a more difficult time borrowing money.  In order to qualify for a mortgage to buy Santa Clarita real estate, the self-employed must produce significant documentation to display their income.

    Many lenders are following up on fraudulent income claims by involving the IRS.  Honesty is more important than ever.  In a nutshell, preparation is key to financing Santa Clarita real estate.

    • Clear your credit.
    • Have all documents that support your income available when applying for a loan.
    • Know what you can afford to borrow.
    • Again, be honest as misrepresentation can cost you more than just a loan.

    Obtaining a mortgage is one of the toughest challenges of buying Santa Clarita real estate these days and being prepared will only work to your advantage.  The self-employed who can come to a lender with accurate documentation are more likely to be approved for a home loan.

    Contact us at Remax Santa Clarita today to learn more about Santa Clarita real estate, as well as to have free access to the Santa Clarita MLS and all Santa Clarita properties that are currently listed for sale.

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    Paris and Connor MacIvor

    Connor and Paris MacIvor are in the Top 1% of Realtors Nationwide, starting their real estate business in 1998 with RE/MAX Gateway - Santa Clarita Valley and Valencia CA. Their becoming licensed real estate consultants and representatives came from the horrible experience they had when they bought their first home. There were many things that the agent they had hired did not explain and disclose, which per law he should have. Getting that agent on the phone after they closed escrow and after he had gotten paid was impossible. Paris and Connor called the broker, the board of realtors, the office manager and all they received was the promise of a phone call back. The remedy did come, but not as fast and in the way they wanted. That act - that bad agent was the reason why Paris and Connor became Realtors. That was all they needed to vow to never let the same fate befall anyone else, that befell them. Today Connor and Paris are focused on client service. Protection and top-shelf service with regard to their real estate clientele. They primarily work within the Santa Clarita Valley and Valencia CA. However, for a referral, where 80+ of their business is referrals they have License and Will Travel to other parts of Ventura County, Los Angeles County, and Orange County to handle real estate transactions for those who trust their real estate operation. Writing on their Real Estate Blog is a passion. SCVnest.com/blog is where you will find over 10,000 real estate articles. Go to SCVnest.com/radio to listen to their latest real estate radio broadcast.

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