A pre-approval letter is a necessary step to buy Santa Clarita real estate. A pre-approval letter verifies that you are qualified to buy a home, either by having enough cash to do so or because you have already been qualified for a loan to buy a home. Before placing a contract on a Santa Clarita property it is a good idea to get such a letter from your bank or lender.
Proof of employment, tax returns from the past two years, recent bank statements, and a credit report will all be items that are needed to apply for a loan and approval from a lender. Being prepared for this step before the first meeting with a Santa Clarita lender will get you started on the right foot.
Contact us today to learn more about buying and financing Santa Clarita real estate. As experienced Santa Clarita Realtors we have many contacts to reputable lenders and will help educate you on the home buying process.
Contact us at Remax Santa Clarita today to learn more about Santa Clarita real estate, as well as to have free access to the Santa Clarita MLS and all Santa Clarita properties that are currently listed for sale.