Days on market timeframes are still shrinking and LAPFCU making waves

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    We just concluded our latest real estate radio show this AM – you can listen in above. In the future, if you are wanting to listen to our real Credit Union Dealingsestate radio shows, you can always go to our main website for real estate.

    The LAPFCU personal approach:

    The LAPFCU – earlier this AM, we had a meeting (busy day), with the Home mortgage staff and lending staff at the Los Angeles Police Federal Credit Union.

    While there they were interested in how they could obtain new business. And for those of you that have issues with having a foreclosure or a short sale in your past, they might be right up your alley.

    According to the Head of Lending, Ron Guzman, they look at the person’s overall qualifications. They look at the FICO score to be sure, but they don’t have any minimum guidelines for financing a new home within any specific time after a foreclosure or a short sale.

    When looking at other money sources – many will tell you that they will allow you to buy again 2, 3 or 7 years after a short sale or foreclosure.

    That will also depend on the Time Frame, the type of loan and other factors regarding your personal credit profile.  But looking at you as a person, that is not going to happen very often!

    However, the best bet may be the LAPFCU credit union after you have experienced a short sale or foreclosure. It sounds like their “personal qualifications” are much better than being 100% FICO¬†dependent.

    Thanks Ron for the Intel and we are looking forward to our future relationship with the LAPFCU.

    BTW, I was a LAPD cop for 17 years regular and an additional 5 years as a Level 1 Reserve officer. 22 years total and I was glad to be a part of the LAPFCU then, and now as one of their preferred Realtors!

    Here is a quick youtube video I threw together speaking about the LAPFCU program with regarding to buying a home after a short sale or foreclosure. You may be surprised how “user friendly” they are. Be safe – and let my Team and I know what you think.

    Paris and Connor MacIvor

    Connor and Paris MacIvor are in the Top 1% of Realtors Nationwide, starting their real estate business in 1998 with RE/MAX Gateway - Santa Clarita Valley and Valencia CA. Their becoming licensed real estate consultants and representatives came from the horrible experience they had when they bought their first home. There were many things that the agent they had hired did not explain and disclose, which per law he should have. Getting that agent on the phone after they closed escrow and after he had gotten paid was impossible. Paris and Connor called the broker, the board of realtors, the office manager and all they received was the promise of a phone call back. The remedy did come, but not as fast and in the way they wanted. That act - that bad agent was the reason why Paris and Connor became Realtors. That was all they needed to vow to never let the same fate befall anyone else, that befell them. Today Connor and Paris are focused on client service. Protection and top-shelf service with regard to their real estate clientele. They primarily work within the Santa Clarita Valley and Valencia CA. However, for a referral, where 80+ of their business is referrals they have License and Will Travel to other parts of Ventura County, Los Angeles County, and Orange County to handle real estate transactions for those who trust their real estate operation. Writing on their Real Estate Blog is a passion. is where you will find over 10,000 real estate articles. Go to to listen to their latest real estate radio broadcast.
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