Here are the 10 best steps that every home buyer should know about. Thanks for enjoying our Haiku Deck that I have assembled for you on this Sunday, May 6, 2018.
The next item is to ensure you lending is intact. The real estate lender you choose should be all in when it comes to representing you in your next home, condo and or townhome purchase.
Ask if they are available after hours. This is very important, because if your agent is going to need a last minute pre-qualification / approval letter for a particular amount, then they may need that at 9 pm on Saturday night after showing you real estate listings all day Friday and Saturday. Then after Saturday, you are ready to write the offer. It is at this time when your real estate lender will have to perform.
You may be asking the question, “If I am already pre-approved, won’t I have a letter stating so with an amount?” That is correct. However, in most cases, the amount of your offer is not going to be for the amount of your pre-approval letter. If that is the case, you are going to need a new letter matching the price of the amount you are writing your offer for.
This is an important tactic for the expert real estate home buyer representative. We never want the home seller to see what you are truly “qualified” for at your top. This does you a disservice and should be paid strict attention to.